Sensible Dollars Credit Card Resources
Sensible Dollars has put together a few resources about credit cards. The articles deal with the pitfalls, the pros and cons and what to look out for when you are applying for a credit card online. Read through the articles to help you make a sensible decision about applying for a credit card.
What is a FICO Score and Why Does it Matter?
When applying for a credit card, the first thing most companies look at is your Fico Score. Your score determines not only whether you are accepted for the card or not, but also, the amount you can charge to the card and the interest rate you will be charged every month. The interest rate is major and can be practically pre-determined by keeping upon your Fico Score and following the educational resources on how to manage and/or make it better. Read the full article...
How to Safely and Sensibly Apply for a Credit Card
This article answers some questions about the process of applying for a credit card online. Most credit card services have implemented an online application for a credit card and they go to great lengths to ensure that it is a pleasurable experience for the applicant. You should be able to find all the information about the credit card online before you even apply. Make sure that you have all of your personal information handy and have sensibly reviewed the credit card that you are applying for and then simply fill out the form and wait for a response. Read the full article.
What Is the Most Sensible Credit Card for You?
The last thing that you want to do is apply for a card that you have very little chance of being approved for. Each time you do this you lower your credit score making you a less attractive prospect for credit. So take an honest look at your credit first and apply for only the best credit card for your situation. Read the full article...
Sensibly Applying For Credit Cards
Applying online, which is usually the easiest, fastest and most preferred method of credit card application, is recommended. Once you are online, search for the different credit card options offered by different banks, financial institutions and stores and compare the different features offered. Read the full article...
A Sensible Beginners Guide to Credit Cards
One of the first steps to having a credit card is to actually read fully all the papers you get before you sign. The key things to know is your credit limit which is a given limit on how much you can use on the card and the interest rate, where the banks make their money in the end. Read the full article...
Sensible Credit Card Ratings and Different Types of Credit Cards
You may be receiving offers like a new credit card with a pre-approved Credit Limit. Before applying for it, make sure you read all the terms and conditions carefully because it could carry a very high rate of interest. Otherwise, by accepting the offer you may agree to transfer the entire balance of your other credit card to the new high interest account. Read the full article...
Sensibly Finding the Right Credit Card
As you may have noticed, there are hundreds of different credit card offers available. Choosing the right credit card can be an overwhelming task. You need to determine what you are looking for in a credit card offer and decide how much credit you will actually need. Credit Card companies have various incentive programs to offer. You need to decide on the incentive program that is right for you. The most sensible way to decide on a credit card is to compare the various offers and choose the credit card that best fits your needs. Read the full article.
Guide to Credit Card Terms and Definitions
It is hard to sensibly apply for a credit card online if you do not know what all of the credit card terms mean. This is a very helpful resource if you are not sure what the acronyms APR, APACS, ATM and PIN stand for. The article also lets you the meaning of the many other terms used in the credit card industry. Read the full article.
Sensibly Defining Credit Card Finance Charges
Your individual credit card company will have its own policies and approach to calculate the finance charge for your card. The outstanding balance will determine how much you will end up paying in credit card finance charges each year more than the APR will affect it. You need to understand how your outstanding balance is calculated. Read the full article...
Sensibly Cutting Through the Complexity of Credit Cards
Along with selecting the right type of credit card product, consumers need to be aware of all the factors that affect the card's use and financial implications. Consumers need to be knowledgeable about promotional rate cards to understand how the promotion works and what happens after the promotion. Read the full article...
A Sensible Guide to Credit Card Applications
When you are filling out a credit card application, the process needs your full attention. You need to be prepared for a full credit check and to answer an overabundance of questions about yourself. The common way to apply for a credit card used to be via snail mail meaning the post office. These days the Internet is the fastest and easiest way to apply for a credit card. Many credit card companies will let you know immediately if you are qualified for the credit card. Read the full article.
How to Apply to the Best Credit Card Offers
There are so many credit card offers available that it can be difficult choosing the right credit card to fit you personal or business needs. There are many sites, such as Sensible Dollars, that have tried to take some of the confusion out of applying for a credit card. If you know the credit card category you are looking for, simply click on the link for that specific category. If you are not sure, you can always use the search tool to see which credit cards you may qualify for before you take the time to fill out an online application for a credit card. Read the full article.
Getting Your Credit Card Online
An application for credit cards traditionally takes weeks, even for credit card offers that arrive in the mail pre-approved. These days, the Internet has made everything much easier. With online application, you will get an approval within minutes. Online credit card applications usually let you know via email if you are qualified or not for that particular credit card. Just make sure when you start filling out your credit card application online that you are on a legitimate and secure credit card site and you will have a credit card in your hand in a few days. Read the full article.
Sensible Tips for the First Time Credit Users
College students are a huge market for credit card companies. Students need to build their credit history and getting a student credit card is one of the easiest ways to do so. Are you planning to apply for a student credit card too? Do you already have a credit card in your name? Whether you are a student or a first time credit card holder, let this article give you some tips on how you can use your credit to your most benefit. Read the full article...
Sensible Credit - Don't Let Credit Card Debt Sneak Up On You
Once you start using credit cards, remember that it is not free money. You will be paying back everything you run up on it plus interest. Save every receipt each month and keep a log of what you have spent with your credit card. If you decide to get a credit card, you just have to remember to keep the spending under control. Using a credit card can become very addictive. Read the full article...
Credit Cards - 5 Sensible Reasons Why You Should Get One
Credit cards are honored almost everywhere. A lot of establishments allow the use of these cards as they serve an easy way to collect payments. You can also make cash advances on millions of automated machines locally and abroad. The innovation in technology has brought significant developments in making your credit account highly accessible. Read the full article...
Credit Cards - How To Sensibly Compare Them
This article aims to instruct future credit card applicants on the art of choosing the best possible credit card. Follow these steps and you will most likely succeed in comparing credit cards effectively, thus choosing the correct one for your particular situation. Read the full article...
The Ins And Outs of Searching For a Sensible Credit Card
The easiest way to compare all of the cards available would be to visit a credit card comparison site. These sites list all of the details about all of the cards in a very user- friendly format. They will provide details of: the annual percentage rate, or APR; interest free balance transfer periods; introductory offers; and so on. Read the full article...
Sensible Things You Should Know About Credit Cards
Being knowledgeable about the way that credit cards function is essential, if you do not know as much as possible about just how credit cards operate, that makes it more probable you are going to descend into credit card debt, it is relatively simple to guard yourself against this through being as informed as possible. Read the full article...
The History of Credit Cards
The first bank card was released in 1946 by John Biggins, who was a banker in Brooklyn . The card was called "Charg-It." When a customer used it their bill was forwarded to Biggins' bank. This bank reimbursed the merchant and got the payment from the customer. Read the full article...